A financial future for your employees
The retirement plan you offer is a valuable employee benefit and a key tool for retaining your workforce. For more than 57 years, we’ve focused on employer-sponsored retirement plans – starting with public schools and not-for-profit organizations and expanding to support plans for all types of employers, helping employees achieve long-term financial well-being.
Services and Plans
We have dedicated substantial resources to support your plan and our long-term relationship. Over the years, we have expanded our focus to include products and services for both non-profit and for-profit employers.
Public Schools
We work with over 4,000 employers nationwide, and have helped employees of educational institutions invest in their retirement with pre-tax salary deferrals for over 57 years.
- Educate employees
- 403(b) and 457(b) plan record keeping
- Over 3,000 investment options including mutual funds, exchange-traded funds (ETFs)** and annuities
- Design and implementation of 403(b) employer contributions
- Our financial professionals follow NTSA Certified Retirement Education Specialist (CRES) code of conduct
**For accounts interested in establishing positions in an ETF, there are over 600 index and actively managed ETFs available. ETFs may not be appropriate for all accounts. ETFs can only be purchased as part of a larger portfolio reallocation or one-time purchase. Salary reduction contributions cannot be directed to ETFs at this time.
For-Profit Employers
We work with small and mid-sized companies to match the retirement plan that best meets their needs. Our financial professionals have access to over 35 plan providers to help find the right combination of price and service.
- 401(k) plans
- SEP
- SIMPLE IRAs
- Profit Sharing
- Other qualified plans
Not-for-Profit Employers
For some employers, establishing a retirement plan may be too heavy a lift for their budget. We can help you review the options. Most plans can be set up with little or no administrative expense to your organization.
- ERISA and non-ERISA 403(b) plans
- SIMPLE IRAs
- Simplified Employee Pension (SEP) plans
Investment Selection and Performance Monitoring
Services to all employers may include:
- Investment asset management programs
- Employee enrollment and education
- Initial and on-going employee communications support
- Administration and record-keeping
- Non-qualified, deferred compensation strategies
- Skilled financial professionals to assist you
Pre-Tax Salary Deferral or Roth 403(b) Plans:
Which is right for you?
Pre-Tax Salary Deferral Plans are designed to help minimize the federal taxes due on income received or on wages paid. Roth 403(b) Plans provide the opportunity for tax-free qualified withdrawals in retirement by making contributions with after-tax dollars.
Contact a financial professional to help you enroll in the plan that best fits your needs.
Employer Inquiry
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Let's Talk
Let us help you fulfill your promise of a sound financial future to your employees. We hope that you will join the more than 4,000 other employers who have established a plan with us.
Jessica L. Kovachik, CRPS®, AIF®, CRES
Retirement Plan Director
Chartered Retirement Plan SpecialistSM
Certified Retirement Education Specialist